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Resolutions Fed-Style

The government ‘probably’ needs to follow its own advice

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Get this: The federal government is offering tips on New Year’s resolutions.

I stumbled upon its “Popular New Year’s Resolutions” page on usa.gov, the official Web portal of the United States government.

“Lose Weight” is one. When I clicked the link there, it took me to the page for the Weight-control Information Network (WIN), a government agency tasked with keeping the public informed about obesity, weight control, physical activity and nutrition.

WIN’s advice: “To lose weight you need to take in fewer calories than you use” and “create a healthy eating plan.”

Excited by such groundbreaking information, I moved along to “Manage Debt” — something the government surely knows plenty about.

Its link took me to the Federal Trade Commission’s Consumer Protection page. There I was advised that if I’m knee-deep in debt, I’ll want to develop a budget and contact my creditors. I was also warned to be leery of debt-restructuring agencies.

So useful was that advice, I couldn’t wait to move on to “Save Money.” Its link took me to a page that offered 66 ways to save.

I clicked on “Credit Cards” and was informed that, to avoid a late fee, I ought to send in my payment five to 10 days before the bill is due. I also learned that I can avoid interest charges if I pay off my balance each month!

Since I own some rental properties, I was curious to see what money-saving tips the government is giving to prospective renters.

To wit: Renters are encouraged to shop around for the best deal — or find a building they want to live in and contact the building manager to see if there is availability.

And before signing a lease, renters should be cautious: “Remember that signing a lease probably obligates you to make all monthly payments for the term of the agreement.”

Probably? I’ve written a few leases in my day. I’ve been careful to keep “probably” out of the final drafts.
Nonetheless, the government offers two other useful suggestions: “Drink Less Alcohol” and “Quit Smoking Now.”

The first link brought me to the National Institute on Alcohol Abuse and Alcoholism page. The existence of this government agency struck me as ironic.

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